Rated 5.0 on Google Fixed monthly fees, software included VAT, CIS, payroll and year end handled Liverpool, Wirral and Cheshire, UK-wide Run by Barnaby Byrom since 2023
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Company formation that gets your first 90 days set up properly

Company formation for established trades means more than registering a name. Shares, the registered office, PAYE, VAT and the bank account must fit how you work.

5.0 on Google. Can’t recommend these guys enough, saved the day when our previous accountant hadn’t been filling properly and we were facing fines. Worth their… Regent Barbers · Read the reviews
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A few quick questions, then a fixed monthly fee in writing and the free VAT and structure check. About two minutes, no tie in.

Established trade, already earningGoing limited from sole trader

The mistake usually appears later, when the first payroll is due or VAT was registered at the wrong time. We set up the company around the business you already run, then tell you what comes next.

Concrete Accounts is a Liverpool accountancy practice that sets up limited companies for established trade sole traders. A fixed monthly fee with software included covers shares, registrations, banking and first payroll, with Barnaby explaining each step in plain English.

Company formation: Barnaby and an electrician reviewing work inside a half-renovated house Trade sole traders

The company exists, but is it ready to trade?

5.0 · Barnaby handles itGet a free quote
  • Rated 5.0 on Google
  • Fixed monthly fees, software included
  • VAT, CIS, payroll and year end handled
  • Liverpool, Wirral and Cheshire, UK-wide

What is ready before the company trades

01

Start with the right ownership

The shares reflect who owns the business and how future dividends can be paid.

02

Invoice through the right business

The bank account, VAT position and trading date work together from the start.

03

Know what to put aside monthly

Payroll and tax planning begin before the first company money is spent.

Where a rushed setup tends to surface later

Early shortcuts usually appear when money starts moving through the company.

  • Incorporate

    “I registered the company online, but nobody explained what the shares or addresses actually meant.”

    Ownership and public details may need correcting before the business grows.

  • VAT

    “I moved the invoices across, then realised the VAT registration still belonged to the sole trade.”

    Invoices, pricing and returns can fall across two different businesses.

  • Dividends

    “I kept taking money as before and only asked about payroll when the first return was due.”

    The company may have paid its owner without a proper plan.

  • Day 90

    What changes once the advice is in the room?

    The company starts with the correct owners, dates and registrations. Money moves through its own bank account. You know how payroll, dividends and tax pots will work before taking anything out.

Quick check · no email

If they cannot explain your shares, registrations and first payroll before the company starts trading, you have the wrong accountant

Answer these three questions about the accountant advising you now.

Question 1 of 3

Could they tell you this week who should own the shares and why?

What registration alone can leave unanswered

A basic registration creates the legal entity, while trading decisions still need answers.

Registration only

A company name and number are created.

Standard shares may be issued without discussion.

PAYE and VAT may be left for later.

The first payment to the director stays unresolved.

Set up for trading

Ownership reflects the people behind the business.

The trading date and bank account are agreed.

PAYE and VAT timing follow the real business.

The first payroll follows an agreed pay plan.

What needs a yes before trading begins

Eight answers show whether the new company can trade without loose ends.

  • 01

    Have the real owners and share split been agreed?

    Yes means the legal ownership matches the business.

  • 02

    Is the registered office suitable for public records?

    Yes means official post has a reliable destination.

  • 03

    Is there a firm date for moving trade across?

    Yes keeps sole trade and company invoices separate.

  • 04

    Will the company have its own bank account?

    Yes keeps business spending away from personal money.

  • 05

    Has the VAT position been checked?

    Yes covers registration status, timing and future invoices.

  • 06

    Is PAYE ready before the first payroll?

    Yes means director and employee pay can be reported properly.

  • 07

    Has the first director payment been planned?

    Yes means salary and dividends have been considered first.

  • 08

    Will any subbies need CIS checks?

    Yes means verification and monthly returns are assigned.

What we handle after incorporation

The legal setup is followed by the monthly work that keeps it usable.

Set-up

Shares, addresses and registrations

We handle the incorporation details, PAYE and VAT applications needed for the agreed trading date.

Monthly

Banking, software and first payroll

The bank feed, bookkeeping and payroll begin around the way the company will actually trade.

Ongoing

VAT, CIS and year end

Returns and accounts stay together under one fixed monthly fee, with the software included.

All Services →

Entry 01

How established sole traders have crossed over

The work starts with a trading business and builds the company around it.

FigureA thirdof our construction clients arrived as sole traders
Found bySeen across the construction clients handled by Concrete Accounts.
ResultThey moved across with the company, bank account, payroll and a sensible way to pay themselves once the business was making real money.
AlsoThe aim is to get every first decision working together before invoices move into the company.
Entry 02
Found by
Result

Clients described by type. Names withheld.

What clients say

Can’t recommend these guys enough, saved the day when our previous accountant hadn’t been filling properly and we were facing fines. Worth their weight in gold!
Regent BarbersGoogle review · 10 months ago
Exceptional service. Communication is clear, timely, and consistently accessible. After years of dealing with an accountant who was difficult to reach and overly formal, working with someone this reliable and solution focused has been a significant improvement. Strongly recommend.
James HenryGoogle review · 10 months ago
I’ve been blown away by the service from Barnaby! My accounts went from being a constant mental burden to something I feel completely under control — all thanks to him. Now I can shift my mental energy to running my business rather than worrying about unexpected tax bills. Barnaby not only stays on top of everything, but also sends me financial reports so I have clarity and always know exactly what’s going on, which has made running my business enjoyable again!
Oliver NoakesGoogle review · 10 months ago

How the first 90 days get set up

Each stage answers the next decision before it becomes a filing problem.

Before day one

The right owners and shares are recorded

We confirm who owns the company, how the shares work and which address appears publicly before registration.

Day 30

Money starts in the right place

You open the company bank account and move new trading income across from the agreed date. We connect the cloud software.

Day 60

PAYE and VAT are ready when needed

We deal with director payroll and VAT timing against rolling turnover. The first payroll follows the agreed pay plan.

Day 90

Your monthly routine is working

Bookkeeping is running, tax money has a place and the first quarterly report is planned.

Who should pause before forming a company

A side hustle or trade still testing whether the work is viable should wait.

A sole trader below the VAT threshold with no firm plan to incorporate is unlikely to fit.

Someone wanting registration alone with no ongoing accounting support should use a filing service.

Anyone asking for past transactions or ownership dates to be changed cannot be taken on.

If you run an established trade, the set-up review will show whether incorporating now fits your profit and workload.

Questions to settle before you incorporate

Company formation: what does the monthly fee include afterwards?

Once the company is trading, the monthly scope can cover bookkeeping, VAT, CIS, payroll, year-end accounts, corporation tax and the director’s self assessment. Cloud software is included. The exact scope is agreed before work starts, so you know which filings and ongoing jobs Concrete Accounts will handle.

Can Company formation be handled if I already have an accountant?

Yes. The formation work can be handled separately from your current accountant, although the ongoing responsibilities need one clear owner. We will ask what they already cover, identify any gaps and agree who handles VAT, payroll, year-end accounts and your personal return before the new company starts trading.

Do I have to move to different accounting software?

No. We first check whether your current software can support the company, bank feed, VAT and payroll. If it can, moving may add work for no gain. If a change is needed, the cloud software is included in the monthly scope and the opening balances are brought across.

What happens to my current accountant when I go limited?

We can work with them during the set-up if responsibilities are clearly split. If you decide to move the ongoing accounts, Concrete Accounts contacts the old accountant and requests the handover information. You do not need to manage the awkward exchange, and the scope is confirmed before anything changes.

How should shares and the registered office be set up?

Shares decide who owns the company and how value and dividends can be divided, so they should reflect the real ownership from the start. The registered office appears on the public record and receives official post. We agree both before incorporation, which avoids correcting an early mistake later.

When should PAYE and VAT be registered after going limited?

PAYE is usually needed before the company pays a director or employee through payroll. VAT timing depends on the business’s registration status and rolling taxable turnover. If the sole trade was already registered, the handover needs planning. We check the trading date, turnover and first pay date before applications are made.