Rated 5.0 on Google Fixed monthly fees, software included VAT, CIS, payroll and year end handled Liverpool, Wirral and Cheshire, UK-wide Run by Barnaby Byrom since 2023
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The newsletter for owners who run it off the bank balance

Newsletter from Concrete Accounts, written for owner-managed limited companies in the trades and services. One email a fortnight on the VAT line, CIS, payroll and what to put aside before the bill lands.

What lands in your inbox

Four things every issue, all of them tied to a decision you are about to make on a quote, a subbie, a van or your own pay.

The money you put aside

A working method for splitting VAT, corporation tax and your own bill out of the current account every month.

The £90,000 line in practice

How the rolling twelve month figure actually works, when to register, and how to price VAT into quotes without losing jobs.

A real case pulled apart

One client situation each issue, anonymised: what went wrong, what it cost, and what we did about it.

The deadlines that bite

CIS by the 19th, PAYE by the 22nd, VAT a month after the quarter, and what happens to you when one slips.

Who it suits

Read the four lines below. If two of them sound like your week, you will get something out of it.

  • You run a limited company turning over £100,000 or more that you built yourself.

  • You are VAT registered already, or the rolling figure is getting close.

  • You have staff or CIS subbies on the books, or you are about to take one on.

  • You want the tax position worked out in advance rather than explained in January.

Written by Barnaby Byrom

NoteI run Concrete Accounts and I write every issue myself. The content comes from the questions owners actually ask me on WhatsApp during the week, usually about a quote they are pricing, a subbie they have just taken on, or the bill they can feel coming.
BackgroundI trained at a Top 10 accounting firm and started the practice in 2023 after hearing the same three complaints: confused about tax, no idea where the business stood, and an accountant who turned up once a year. We handle the bookkeeping, VAT, CIS, payroll, year end and the director’s self assessment for trade and service companies across Liverpool, the Wirral and Cheshire, and remotely across the UK.
Founder, Concrete AccountsBarnaby Byrom

Before you sign up

Four straight answers about the newsletter and how it works.

How often does the newsletter land?

Once a fortnight. If there is nothing worth your time that week, you do not hear from us.

What sort of content is in the newsletter?

Operational tax and money handling for owner-managed companies: VAT timing, CIS, payroll and pensions, what goes through the company, and how to pay yourself sensibly. No motivation, no tool lists.

Does it cost anything?

No. It is free, and there is nothing to buy to keep reading it.

How do I unsubscribe?

One click at the bottom of any issue. No questions and no follow-up email asking why.

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A fortnightly email on VAT, CIS, payroll and what to put aside, written the way you would say it on site.

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