About Concrete Accounts, where owners get a plain answer.

Before starting Concrete Accounts, Barnaby trained at a Top 10 accounting firm. The owners he met were good at running the actual business, yet tax was explained in a language they never used. Their accountant appeared near year end, filed the forms, and disappeared again. Questions about VAT, CIS, payroll, or paying themselves were left until the decision had already been made.

He set up the firm around a simple rule: advice should arrive while there is still time to use it. That means bookkeeping done during the year, tax planned before the bill lands, and a plain answer when a new employee, subcontractor, van, or supplier changes the picture. The fee is agreed monthly, the software is included, and the scope is written down before the work begins.

Today, Concrete Accounts works remotely with owner-managed limited companies across Liverpool, the Wirral, Cheshire, and the rest of the UK. The client base includes construction trades, engineering firms, cleaning companies, care businesses, salons, grounds teams, training providers, agencies, and consultants. The work stays practical: handle the monthly jobs properly, raise decisions early, and give the owner an answer they can use.